Three Excellent Dua’s Against Debt: 1) “Oh Allah, I take refuge in You…” Narrated by Abu Sa’id Al-Khudri (ra): One day the Messenger of Allah (saw) enteredthe mosque. He saw there a man from the Ansar (a resident of Madinah) called Abu Umamah and said to him: “What is the matterthat I am seeing you sitting in the mosque when there is no time of prayer?” Abu Umamah said: “I am entangled in sorrow anddebts.” The Prophet Muhammad (Pbuh ) replied: “Shall I not teach you words by which, when you say them, Allah will remove your sorrow, and settle your debts?” Abu Umamah said: “Yes, Messenger of Allah.” The Prophet Muhammad (Pbuh ) said: “Say in the morning and evening: Allahumma inni ‘auzu bika min alhamma wal ‘huzn, wal ‘ajzi wal kasali wal bukhli wal jubn, wa dhala’iddini wa ‘galabatir rajaal.” (See herefor the arabic text). ‘O Allah, I take refuge in You from anxiety and sorrow, weakness and laziness, miserliness and cowardice, the burden of debts and frombeing overpowered by men.’Ammen Abu Umamah said: “When I did that Allah removed my distress and settled my debt.” [Abu Dawood